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Tax Saving Life Insurance for Directors and Employees Paid for by your Limited Company

Up to 49% Saving Compared to Paying for Your Policy Personally

Relevant Life Insurance

Relevant Life Insurance Cover

A Relevant Life Plan offers some very special advantages to directors and employees of small limited companies, most notably tax efficiency.

  • Save up to 49% compared to paying your premium personally

  • Not classed as a benefit in kind

  • Claim as corporation tax relief

What’s Covered

Life cover pays a cash sum if you die. Policies are generally designed to help families cope with the financial pressure of losing the household’s main earner. There are many different varieties of life cover, suiting all sorts of needs. 


How It Works?

Relevant Life Insurance pays out on the death of the policy holder for the period insured and offers excellent value for money, the Limited company pays the premiums not you.

  • Set the level of cover you need, and for how long. 

  • If you die in that period, the policy pays out.

  • Many policies pay early if you find you’ve under 12 months to live.


Up to 50% cheaper premiums

Comprehensive cover that you and your family can benefit from but cheaper than conventional policies

Premiums paid for by the company

The limited company pays for your life insurance premiums – not you.

Employee Significant Illness

Employee Significant Illness can now be included within a Relevant Life Plan

No National Insurance

You and the limited company do not have National Insurance contributions to pay

Tax Relief

The limited company pays the premiums and can claim corporation tax relief on the monthly payments saving 19%

Not A Benefit In Kind

The premiums are not classed as a benefit-in-kind or P11D benefit

Get Advice and a Quote

Call us on 0330 043 0515

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